Saturday, September 13, 2008

net worth update september, 2008

Results for the 2 Months Ended September 14, 2008

A 'record' high net worth!

  • Debt/Asset ratio fell to 0.50 (we officially have $1 of assets for every $0.50 of debt)
  • Net Worth moved up 6.5%
  • Total Assets increased 2.6%
  • Total Liabilities decreased 1.0%
  • House Value/Total Assets fell to 69.9%
  • Non-Registered Portfolio rose 13.9%

Calendar Year to Date Gain/Loss: +14.0%

Well, we sprung back nicely from our last report on July 15, which was ugly and revealed our first net worth decline ever. It just so happens that July 15 was actually a 52 week low for the S&P 500 index, so it's easy to see that the market helped us rebound. Having a greater affect than the market though, was the appreciation of the U.S. dollar. The Loonie was dead even with the Greenback on July 15, and it now sits at $0.94 USD. This gave a serious boost to our non-registered portfolio which is about 35% U.S. equities. I am pleased with our year to date percentage change of 14%, during a year of poor stock markets and reduced employment income.

Nevertheless, it feels good to be headed in the right direction again.

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