Showing posts with label blog. Show all posts
Showing posts with label blog. Show all posts

Wednesday, July 22, 2009

fixing the moneygardener tech. problems

I've lost 125 subscribers and your old blogspot bookmarks won't work!

I'm not really sure what happened but the old themoneygardener.blogspot address is no longer redirecting to the new site. Also as of July 9 or so our feed was not updating regularly.

Please update your bookmarks to the new domain name and re-subscribe to the feed. The feed seems to be updating now. Hopefully this will resolve the problem.

Also bloggers and other linksters.....I would appreciate it if you would update your link to the moneygardener to the new .com address at

Thank you for reading the moneygardener.

Tuesday, June 16, 2009

buying 'made in China', and other links

When you refuse to buy products that are made in China, and instead seek 'Made In Canada' or 'Made In USA' labels are you perpetuating lavish lifestyles of excess.? Frugal Bachelor thinks so.

Thicken My Wallet wrote about 5 questions you need to answer when starting a business

Investing website, The Motley Fool calls SYSCO (SYY), McDonalds (MCD), and Wal-Mart WMT) 3 ridiculously cheap, high quality companies. All 3 generate return on equity above 20% and have solid histories of dividend growth. I recently doubled my SYSCO position.

Monday, April 20, 2009

google reader links

Well I took some time to blow through my Google Reader again, and this is what I found...

Greg Donaldson from Rising Dividend Investing explains how Procter & Gamble showed that dividends talk when they hiked their dividend by 10% recently.

Market Timers Are Still On The Sidelines, and only time will tell whether they should have hopped the boards earlier, says Michael James On Money.

Rob Carrick from The Globe & Mail shows you how to Prepare Your Portfolio for a Rebound , Rob says buy energy, metals, and banks instead of pipelines and grocery stocks.

Sunday, March 8, 2009

sunday links

I always like authors that find ways to simplify and get to the heart of a complicated issue. Michael James on Money presents A Thousand Foot View of The Credit Crisis. This is a very interesting post, and really inspires some thinking about the future.

Frog of Finance's Net Worth was down 3.8%, for the next few months he'll be concentrating on debt reduction.

My friend, Nurseb911 at Triaging wonders if this is the Bottom For Canadian Bank Stocks

Friday, March 6, 2009

still shovel ready

Well it has been one week and I haven't posted a single thing on the moneygardener. I haven't been on vacation, I've been where I always am, working my 9-5 and tending to my young family. My wife and I are finding ourselves very busy lately as we juggle our full time jobs and daycare commuting. I think I may have a little writer's block. Or maybe I am feeling like a deer in the headlights.

I'm still following business and the stock market daily, as depressing of a practice as that is becoming. I have a feeling that after this credit crisis/bear market is over nothing will phaze me as an investor.

I really can't get over how bad things have become in such a short time. This past week alone jobs are being shed all over the place including in my own backyard at US Steel in Hamilton and Chrysler in Windsor, Ontario, Canada. Dividends are being slashed and the S&P 500 continues to slide to new lows day after day. The light at the end of the tunnel has not appeared yet.

I still have some more funds that I would like to throw at the stock market but I want to try to avoid the mistake of becoming insolvent before we really see the toilet flush on this whole thing. The best I can do right now is hunker down and continue to watch things play out. I am looking forward to an upcoming vacation in Las Vegas and still keeping a keen eye financially to the long term. the moneygardener is still 'shovel ready'.

Thursday, January 29, 2009

two small victories

the moneygardener, shovel ready.

First Victory
I have lost count of how many times I've tried to move this blog from the blogspot domain to just plain dot com. My fingers are crossed, as now the transition appears to have been a success. I would appreciate it if anyone linked to this blog would change their link to:

The blogspot address seems to be redirecting to the dot com domain fine for now. I also hope my RSS Feed remains in tact for all. If by chance there are any issues with the feed, you can re-subscribe by clicking the feed for posts icon at the top of the right sidebar. I've lost my precious Google page rank of 2/10, as well as any type of search engine recognition in the process. Oh, well I'm sure I'll build it back in spades.

Second Victory 500
the moneygardener has reached an important milestone. For months I've been looking forward to the day when the number of fine people subscribed to this blog reaches 500. Well the day is finally here, hooray! That's one person for every dollar that I had invested back in 2003, when I began my journey to financial freedom!

Tuesday, December 30, 2008

investing carnival new years edition

As we get ready to welcome in 2009. Snuggle up with a laptop by the fire and browse some of these investing articles:


Dorian Wales presents The Madoff scheme - 4 Valuable Lessons posted at The Personal Financier.

Ray presents Review Of E*Trade Bank High Interest Savings and Checking Accounts posted at Money Blue Book Finance.

FMF presents Employee Stock Purchase Plans: Great Investments posted at Free Money Finance.

Don presents Stock Trading On Margin posted at Beginners Investing Guide.

FIRE Finance presents Investing - The Mistake Of Timing The Market posted at FIRE Finance.

JCL presents How To Succeed In The Face Of Failure And Discouragement posted at The Real Estate Investing Journey.

The Shark Investor presents You Have The Potential To Raise 100 Times More Money Than You Do Now posted at The Shark Investor.

Joanne presents Beginner Investing: Diversify Your Portfolio posted at Beginner Investing.

Don presents Beginners Day Trading Questions And Answers posted at Beginners Investing Guide.

Declan Fallon presents New Lows reach extremes, but this is not necessarily bullish posted at Zignals blog.

Investing School presents 52 Must Read Quotes from Legendary Investor - Warren Buffett posted at Investing School.

Michael Cintolo presents It’s How You Think That Counts posted at The Iconoclast Investor.

Monevator presents How you can enjoy the profits of 2,267 companies around the world for free posted at Monevator.

Intelligent Speculator presents Legislating the CDS market? posted at Intelligent Speculator.

Michael Cohen presents I'm Betting On Oil posted at Stock Investing.

Robert Brus presents Blog posted at The Site Rush Preview.

srini Saripalli presents Information Marketing Business in A Distressed Economy: 5 Predictions posted at Internet Marketing Information Marketing Blog Marketing Business Success.

Dave presents Treasury Bill Pays Investors Nothing posted at Cheapo Groovo.

Sandy Naidu presents Bernard Madoff's Ponzi Scheme posted at FutureNestEgg.

Robert presents A Potential 100% Investment Return In Weeks posted at Ways to Survive Life.
Investing School presents 9 Terrific Investing Websites That is Sure to Suck Up Your Time posted at Investing School.

Intelligent Speculator presents Nov09: Hedge Funds report posted at Intelligent Speculator.

Deposit Accounts presents Investing in a Rocky Economy posted at Deposit Accounts.

Thursday presents Municipal Bonds: Investments With Tax Benefits posted at Wealth Junkies.

Ryan Suenaga presents It’s Cold in November: My Model Portfolio Performance in November, 2008 posted at Uncommon Cents.

Joy presents The Weirdest Story Ever about Trading and Finance posted at Fulfilled Dreams.

Paul Goodwin presents The Year in Verse posted at The Iconoclast Investor.

Declan Fallon presents Stocks for 2009 posted at Zignals blog.

Stock Analysis

Try INO Free! - Get your favorite symbols' Trend Analysis TODAY! Click Here

Surfer Sam presents NEW !! Best Stock Picks of the Decade !! posted at Surfer Sam and Friends.
Ajay presents How to perform stock research using fundamental analysis posted at Finance-Information.

D4L presents Stock Analysis: SUPERVALU INC (SVU) posted at Dividends4Life.

Jae Jun presents Puget Energy Merger Delayed posted at Old School Value.

Steve Alexander presents Quick Take: Manpower (MAN) posted at MagicDiligence - The Best Magic Formula Stocks.

Ripe Trade presents Breakout trade posted at Ripe Trade.

Mr. ToughMoneyLove presents Tools to Analyze Our Retirement Portfolio posted at Go To Retirement.

Ben presents Stock Trading Trends - Follow Stock Trends to Maximize Profits & Limit Losses posted at Stock Trading Success.

Alternative Investments

Helen Trump presents Replace Yourself in 2009 posted at Social Marketing by Michelle MacPhearson.

Helen Trump presents Where to Focus in Your Business posted at Social Marketing by Michelle MacPhearson.

Wealth Accumulation

Investing School presents Adding an Online Savings Account as Part of Your Investment Strategy posted at Investing School.

Ben presents Best Online Savings Accounts posted at Money Smart Life.

Deposit Accounts presents How to Choose a Money Market Account posted at Deposit Accounts.

Shaun Connell presents Financial Happiness: The Real Goal of Financial Planning posted at Free Financial Planning.

Relax presents Let’s talk about money posted at The Wise Curve.

Tushar Mathur presents Staying Afloat during a recession posted at Everything Finance.

One Family's Blog presents Frugal Living - Ten Great Gift Ideas for Frugal Families (Christmas Holiday Shopping Tips) posted at One Family's Blog.

Deposit Accounts presents Will Opening a Deposit Account Affect My Credit Score posted at Money Blog.

Robert Sanders presents Wall Street professionals may need major re-calibration in their lifestyle The Bailout Economy posted at The Bailout Economy.

Michael Haltman presents Bernie Madoff: Who Could (Should) Have Known? posted at The Political and Financial Markets Commentator.

KCLau presents Christmas On A Budget posted at KCLau's Money Tips.

One Family presents Employee Stock Purchase Plan (ESPP) and 401K Retirement Plan Annual Enrollment and Contribution Review posted at One Family's Blog.

Savings Toolbox presents Set Your Children Up With Savings Accounts posted at Savings Toolbox.

DebbieDragon presents Finding Your Growth Engine posted at 7 Millionaires... in Training!.

Bill Spohnholtz presents Best Tax Savings Tip For A Down Market posted at Learn The Stock Market And How to Trade.

kathryn presents Dealing with Financial Disaster posted at Out of Debt Christian.

Pinyo presents CD Ladder Explained posted at Moolanomy.

Real Estate

Joe Manausa presents REAL ESTATE TRENDS WORTH WATCHING Tallahassee Real Estate Blog posted at Tallahassee Real Estate Blog.

Joe Manausa presents What Is A RSS Subscription Tallahassee Real Estate Blog posted at Tallahassee Real Estate Blog.

FIRE Finance presents Renting Versus Owning Costs posted at FIRE Finance.

JCL presents Househunting For Investment Properties posted at The Real Estate Investing Journey.

Value Investing

Stock Pursuit presents Cheap Stocks Selling For Below Net Cash and Net Tangible Book posted at Stock Pursuit.

Dividend Investing

Mike C. presents Are Ratings Great Contrarian Indicators? posted at Stock Investing Tips.


Wednesday, December 24, 2008

happy holidays!..and wine too..

I'd like to take this opportunity to thank all of my readers for their tremendous support in 2008, and to wish everyone a Merry Christmas and a Happy New Year. I really hope everyone takes the time to enjoy the holidays with family. the moneygardener will trudge into 2009 with good riddance regards to 2008.

And what better way to enjoy the holidays and forget about your paper losses in the stock market, than with some Australian Red Wines.

Here are some of my favourite Aussie brands under $20 and the pertinent details:

Lindemans - Always reliable for a good bottle of red. Their blends are quite good and their Shiraz is nice as well. The inexpensive companion who never takes a write-down.

JJ. McWilliams - Got introduced to this brand through a bottle of their Cab/Merlot blend. Very fruity, drinkable wine.

WolfBlass - Their Yellow Label Cab. Sauvignon is probably my favourite wine under $20. Anything else they produce always goes down nice with Christmas Dinner. Good celebration wine.

Yellow Tail - I often refer to this as the Coca Cola of wine. Their reds never disappoint but I prefer their Shiraz and Merlot to their Cab. Sauv.

Hardy's - Another reliable and very affordable brand. Stamp Series; Start your Australian Red journey here. The money you save can go into dividend paying stocks.

Black Opal - I'm new to this brand but I've decided that it is worth some further investigation after I tried their Cab./Merlot blend.

Honourable mentions to LongFlat and Jacob's Creek.

The Aussies sure know how to make wine. Any further suggestions?

Thursday, December 18, 2008

technical difficulties resolved

My apologies if you have experienced further technical difficulties with the moneygardener.

The blogspot address has now been restored and everything should be back to normal. I attempted to switch to a dot com domain when it appeared that Google had the issue resolved but they failed to redirect blogspot links. Due to this I have decided to revert back to blogspot until Google resolves the problem. Once, again I apologize for any inconvenience this may have caused and I thank you for your support of the moneygardener.

Friday, December 5, 2008

friday reading

The Wealthy Boomer suggests, Leverage Now or Never? I've chosen to leverage now as I've currently borrowed about 12% of my net worth and deposited it into dividend paying stocks at these levels.

UBS says, Stocks to Rise 53% in 2009, saying the S&P 500 is currently valued at 11.3x earnings.

Dividend Money says, Invest Now When The Odds Are In Your Favour

Frog of Finance announces Canadian energy distribution firm, Enbridge's latest dividend increase.

Wednesday, November 26, 2008

must-read blog posts

Here are three posts that I really enjoyed over the past little while from three must-read blogs:

Why Don't We Buy Stocks When They're On Sale, by Dividend Money. This is not the first time the U.S. has looked like a very bleak place to be invested in the stock market.

Lotteries Millionaires, and a Sense of Scale About Money, by Michael James on Money. Whenever you are struck by a large sum of money, think about it in daily increments. Whether it is winning the lottery, being paid in dividends, or buying a ball glove for your son, you'll see it differently.

In Leveraged Investing & Prime Interest Rates, Million Dollar Journey provides an interesting chart on the Dividend Yield Required to Break Even with Leveraged Dividend Investing. I would add that this chart indicates the yield required on purchase to break even on returns from dividends alone given no dividend cuts, and a steady or dropping prime rate.

Want the technical trading edge? Try INO Free! - Get your favorite symbols' Trend Analysis TODAY! Click Here

Tuesday, November 11, 2008

investing carnival remembrance edition

Welcome to the Investing Carnival brought to you by The DIV-Net. Without the ultimate sacrifice that brave men and women have provided and are providing for citizens of the United States and Canada, the pursuits below would not be possible. Lest We Forget!

Stock Analysis
Want the technical trading edge? Try INO Free! - Get your favorite symbols' Trend Analysis TODAY! Click Here

Stock Pursuit presents Walmart vs Target posted at Stock Pursuit.

Carlos Sera presents A Trader's Tale; Financial Tales posted at Financial Tales.

Fatty presents Automated Day Trader: Double Moving Average Crossover, Test 1 posted at Fatty Fat Fat.

Nurseb911 presents Taking Stock in MFC: posted at Triaging My Way To Financial Success.

Surfer Sam presents Stock Investing With Warren Buffett. Investment Advice From a Billionaire. posted at Surfer Sam and Friends.

Ripe Trade presents Trend trading system posted at Ripe Trade.

greg group presents How to Make Money by Laddering Covered Calls - Associated Content posted at Associated Content.

The Financial Blogger presents Obama is the new President, now what? posted at Intelligent Speculator.

Dorian Wales presents Review: The Gone Fishin' Portfolio by Alex Green posted at The Personal Financier.

Shadox presents Late Day Rallies and Crashes: Why Do They Happen? posted at Money and Such.

Investing School presents Try Buying When You Want to Sell and Vice Versa posted at Investing School.

Michael Cohen presents The Hidden Advantage Of Mutual Fund Investing posted at The Fund Investor.

Timothy Lutts presents The Future of America posted at The Iconoclast Investor.

Paul Goodwin presents Market Timing Simplified posted at The Iconoclast Investor.

D4L presents Stock Analysis: Emerson Electric Co (EMR) posted at Dividends4Life.

FMF presents Why I Sold My Mutual Funds posted at Free Money Finance.

Stock Pursuit presents Walmart vs Target posted at Stock Pursuit.

hank presents How Is What We Are Going Through Now Different From The Great Depression in the 1930’s? posted at MiB Smarter Money.

Value Investing
Vlada Kynsky presents Emerging markets fundamental valuation. posted at StockWeb.

Wealth Accumulation
Bill presents Social Security Sense posted at Learn The Stock Market And How to Trade.

MBB presents How To Calculate Your Net Worth posted at Money Blue Book.

Real Estate
Joe Manausa presents How To Stay Calm In The Real Estate Market posted at Tallahassee Real Estate Blog.

Ned Carey presents Lessons from Warren Buffett on Real Estate posted at Baltimore Real Estate Investing Blog.

LAL presents Mortgage Modifications posted at LivingAlmostLarge.

Alternative Investments
Benjamin presents Gold: A Few Points for the Prospective Investor posted at Trees Full of Money.

Thanks to all that submitted content! Please take a moment to browse the moneygardener.

Tuesday, October 28, 2008

technical difficulties

the moneygardener is experiencing technical difficulties related to changing our domain name to

These problems should be temporary, and I apologize for the inconvenience.

investing carnival #19

Blake Delaney presents GIM is Launched posted at Blake's Blog.

Ella Moss presents FINANCIAL CRISIS: IT’S NOT OVER UNTIL IT’S OVER « Zodiac Times posted at Zodiac Times.

Trading Sphere presents Is Trading For You? » Free Stock Market Investing Tips posted at Free Stock Tips.

Kevin presents Risk Management and the Imaginary Portfolio posted at No Debt Plan.

FIRE Finance presents Secure Retirement - At What Rate Should You Save For It? posted at FIRE Finance.

Steve Alexander presents Another Tax Tip for Magic Formula Investors posted at MagicDiligence - The Best Magic Formula Stocks.

Ripe Trade presents 401k strategy Best seasonal period posted at Ripe Trade.

Jae Jun presents Profit From Special Situations - Spinoffs posted at Old School Value.

Adam Freedman presents Be Greedy When Others Are Fearful posted at The Investor's Journal.

Raag Vamdatt presents Equity Investment is Risk Free - Here's the Proof :: :: Financial Planning demystified posted at

Paul Goodwin presents Reconciling Growth and Value Investing posted at The Iconoclast Investor.

Value Investing
Declan Fallon presents Global Panic - But Don't Lose Sight of Opportunity posted at Zignals blog.

Stock Analysis
Try INO - Get your favorite symbols' Trend Analysis TODAY! Click Here

Nurseb911 presents Taking Stock in COST: posted at Triaging My Way To Financial Success.
...I love Costco.

The Financial Blogger presents Apple (AAPL) is a BUY posted at Intelligent Speculator.

Mark presents Micro-cap Value Stock Educational Development Corp. (EDUC) posted at Value Investing with Stock Pursuit: Deep Values and More.

Tony Huynh presents Bet on the US, I am posted at

Alternative Investing
The Shark Investor presents Your Money, Your Health And The Earth posted at The Shark Investor.

MBB presents Open A Certificate Of Deposit and Build A CD Ladder posted at Money Blue Book Finance.

Dividend Investing
D4L presents Stock Analysis: The Coca-Cola Company (KO) An Excellent Value posted at Dividends4Life.

Wealth Accumulation
Mac presents Top 10 Secrets of True Wealth posted at Actorlicious.

Steve Alexander presents Is It Time To Panic? - MagicDiligence posted at MagicDiligence - The Best Magic Formula Stocks.

ChristianPF presents The Recession cycles posted at ChristianPF.

Save Money presents Customer Service Issues At CVS posted at How I Save

Thanks to all who submitted content, and thank you for visiting the moneygardener.

Sunday, October 19, 2008

stock links

Reasons to Buy TD Bank, from the National Post.

Now Is The Right Time To Buy U.S. Equities, Warren Buffet explains.

A Cautionary Tale About Dividend Stocks, from The Globe & Mail

Stay Optimistic, & Invest in a Bear Market, from MSN Finance.

Friday, October 17, 2008

new to the moneygardener?

I'd like to welcome readers of two great Canadian personal finance blogs, Million Dollar Journey and Canadian Capitalist to the moneygardener. I hope you enjoy our blog!

If you like this blog and you use a reader, please feel free to subscribe by clicking the orange RSS reader icon seen down the right sidebar.

Here on the moneygardener I write about personal finance topics including, but not limited to:
budgeting, dividend investing, saving, spending, retail ranting, planning, goal setting, observing people's habits and relationships with personal finance, risk taking, borrowing, analyzing net worth, growing net worth, childcare expenses, bear markets, oil, and of course Costco.

If you are interested in everything surrounding money, and the ongoing task of growing wealth I think you will enjoy my unique perspective.

Friday, September 12, 2008

friday links and comments

Richer than Your Parents? From the Globe & Mail

Michael James on Money explores the meaningless term Record Earnings

You heard it here first; Reitmans Eyeing Acquisition, on TMWTFS

Comments & Emails
Also, I've implemented a new format for commenting on posts. Let me know if you like this better than the old style. I think it will be more convenient. As always, I appreciate all the comments and emails I receive daily. Keep them coming!

Friday, September 5, 2008

friday links

Here are some interesting articles I've read over the past week:

Be The First To Order in a Restaurant, by Michael James on Money
Telus Calling: Dividend Growth a Reason to Pick Up The Phone, The Globe & Mail
A Breakdown of My Expenses, at Million Dollar Journey

Tuesday, August 26, 2008

there's a hole where my kraft dinner used to be

Sometimes I come across something so funny, that I must share it. This insightful consumer commentary post really had me laughing out loud. Please enjoy the post below from the wordsmith, Potato @ Blessed By The Potato ....MG

There’s a hole in my cupboard between the Penne and the Zoodles, the demarcation between boxed and canned food where my Kraft Dinner used to be. It’s empty right now. That used to be a dire sign of a Kraft Dinner shortage, and somewhere in my house a klaxon and flashing orange light would go off signalling me to run off to the 24-hour grocery store to get more post haste.

Now, however, that hole will stay there, a sad gap toothed reminder that somehow they broke Kraft Dinner. I first noticed a few months ago, in the last box I had right before they changed to the new box artwork. The cheese was not right, and not in the way that it’s usually not right. It had a strange chemical taste to it… which is difficult to describe considering it was fake cheese and food colouring to begin with. Something has definitely changed though: the cheese is runnier and just not as tasty, and I haven’t been able to find anything I’ve been doing to cause that. So it’s their fault, whether it was a cost cutting measure in the face of rampant food price inflation, a change in suppliers, or just a damned mistake, it matters little now. Kraft Dinner is broken, and there is none in my cupboard.

For a while, at least, I will keep the hole there, an empty space preserved in memory of my most popular hot lunch. While I mourn. As time passes perhaps that spot will be filled by PC macaroni and white cheddar sauce, or maybe the general pasta supplies will spill over and fill it up. Perhaps I will try again in a few months, once the memory of what real Kraft Dinner tastes like fades (if such a thing is ever possible); perhaps I will grow to miss it so much that I buy a box just for show. Perhaps the Fast ‘n Fancy rice dishes can return to the bottom shelf from their exile above, reuniting with the other starchy foods in the midst of this tragedy. For now though, there’s a hole in my cupboard where my Kraft Dinner used to be.

And there’s a hole in my heart where my Kraft Dinner used to live :(